* • For loans over €2,000 a public utility bill must be provided and the purchase must include furniture.
• If the loan application is successful, there will be a one-off charge of €25 deducted from the first instalment for administrative and operating expenses.
• For product returns, the applicant is not entitled to a refund. For returns within 40 days of receipt, the product may be replaced or the loan be repaid according to the applicable IKEA exchange and returns policy. A valid proof of purchase is required.
• The loan will be applied towards a single one-off transaction.
• The loan does not cover purchases at the IKEA Restaurant, the IKEA Swedish Food Market or the IKEA Bistro. The loan does not cover the purchase of gift cards.
• The overall Annual Percentage rate (APR) is 12.29%. Example: The aforementioned APR applies to €1,000 and payment over 36 monthly installments.